Send money abroad without bank delays. AVS & Associates issues your CA-certified Form 15CB and files Form 15CA for compliant foreign remittances.
Before most payments are remitted from India to a non-resident, the Income Tax Act requires a declaration in Form 15CA, and in many cases a certificate from a chartered accountant in Form 15CB. The 15CA 15CB certificate process exists to ensure that tax, if any, is deducted under Section 195 before money leaves the country, in line with Rule 37BB. Banks will not process the remittance without the correct forms.
AVS & Associates issues Form 15CB and files Form 15CA accurately so your foreign payments — for property sale proceeds, services, royalties, dividends or family maintenance — clear without delay.
The requirement depends on the nature and amount of the remittance and whether it is taxable in India.
Determining whether a remittance is taxable, and at what rate after applying the relevant tax treaty, requires real technical judgment. An incorrect 15CB can expose both the remitter and the certifying professional, while an over-cautious one needlessly blocks your funds in higher TDS. We assess each payment on its facts, apply the right DTAA article, and certify a position we can stand behind.
For NRIs repatriating property proceeds or businesses paying overseas vendors, we make the process fast, correct and bank-ready.
The forms apply to a wide range of outward remittances — sale proceeds of property repatriated by NRIs, payments to foreign vendors for services or software, royalties and technical fees, dividends to foreign shareholders, and certain personal remittances. Each requires an assessment of whether the payment is chargeable to tax in India and, if so, at what rate after treaty relief.
We assess each remittance on its facts, determine the correct withholding (if any), and certify a position that satisfies both your bank and the tax department. Where a payment is genuinely not taxable, we document why, so funds are not needlessly held back in excess TDS.
We assess taxability, apply the correct treaty rate, issue Form 15CB and file Form 15CA so your bank can release funds without back-and-forth. Where a remittance is genuinely not taxable, we document why, so your money is not needlessly held back in excess withholding. The result is a remittance process that clears cleanly the first time.
Remittance certification connects to capital gains tax on property for NRI, NRI income tax filing in India, foreign income tax in India and foreign asset reporting in India.
Our Strength Lies in Providing Real-World Practical Solutions
We assess taxability, issue Form 15CB and file Form 15CA promptly so your bank can release funds without delay.
Transparent per-remittance fees, with correct treaty rates that prevent your money being held back in excess withholding.
Taxability assessment, DTAA analysis, 15CB certification, 15CA filing and bank coordination — handled in one place.
AVS & Associates is a peer-reviewed CA firm founded by CA Vishnu Agrawal, with 25+ years of experience and five partners. We uphold the highest ethical and professional standards on every engagement, with complete client confidentiality.
Form 15CB is a certificate from a chartered accountant on the taxability of a foreign remittance, while Form 15CA is the remitter’s online declaration. Many remittances require both.
Form 15CB is generally required for taxable foreign remittances above the prescribed threshold. We confirm the requirement based on the nature and amount of your payment.
Yes. Applying the relevant Double Taxation Avoidance Agreement can lower the applicable rate. We analyse the treaty and certify the correct rate in Form 15CB.
Yes. Repatriating sale proceeds abroad requires Form 15CA and a CA-certified Form 15CB, which we prepare alongside your capital gains computation.
With the required documents, we can typically assess and issue Form 15CB and file Form 15CA promptly so your bank can release funds without delay.