Skip to content

INFORMATIONS

Crypto Losses in India: Can You Adjust or Carry Them Forward?

Cryptocurrency taxation in India follows a strict and separate framework, especially when it comes to losses. Many investors assume crypto losses work like stock market or business losses, but Indian tax laws treat them very differently. This often leads to confusion at the time of filing returns. Are Crypto Losses Recognised Under Indian Tax Law? Crypto losses can occur, but their tax treatment is highly restrictive. Losses from the transfer… Read More »Crypto Losses in India: Can You Adjust or Carry Them Forward?

1% TDS on Crypto Explained – Who Pays, When & How

The government introduced 1% Tax Deducted at Source (TDS) on crypto transactions under Section 194S of the Income-tax Act. The objective is not to tax profits immediately, but to track crypto transactions and ensure transparency in digital asset trading. This TDS applies to the transfer of Virtual Digital Assets (VDAs), which includes cryptocurrencies and NFTs, irrespective of whether the transaction results in profit or loss. What are Threshold Limits TDS… Read More »1% TDS on Crypto Explained – Who Pays, When & How

How to Calculate Crypto Tax in India

Cryptocurrency taxation in India is governed by Section 115BBH of the Income Tax Act, 1961 and applies from FY 2022–23 onwards. With increased scrutiny, data sharing by exchanges, and mandatory disclosures in ITR, understanding how crypto tax is calculated has become essential for investors and traders. Even small or occasional transactions can create tax liability if not reported correctly. Applicable Tax Rate Income from the transfer of Virtual Digital Assets… Read More »How to Calculate Crypto Tax in India

MSME Loan Trends in India and the Role of Government Credit Scheme

Micro, Small, and Medium Enterprises (MSMEs form the backbone of India’s economy, contributing significantly to employment, manufacturing output, and exports. Yet, access to timely and affordable credit has long been a challenge for this sector. Over the past few years, India’s MSME lending landscape has begun to evolve, supported by policy reforms, government-backed guarantees, and improved lending practices. Changing MSME Loan Trends Traditionally, MSME loans were heavily dependent on collateral… Read More »MSME Loan Trends in India and the Role of Government Credit Scheme

Tax Dept. Launches NUDGE 2.0 to Track Undisclosed Foreign Assets

India’s Income Tax Department has intensified its crackdown on undisclosed overseas wealth with the rollout of NUDGE 2.0, a data-driven initiative designed to promote voluntary compliance. As global financial systems become increasingly transparent, the government is using advanced analytics and international information-sharing tools to detect foreign assets that taxpayers may have failed to report. What Is NUDGE 2.0? NUDGE 2.0 is the second phase of the CBDT’s Non-intrusive Usage of… Read More »Tax Dept. Launches NUDGE 2.0 to Track Undisclosed Foreign Assets

New Labour Law Changes from 21 November 2025: What Every Employer Should Know

Big changes are coming to India’s labour landscape. Starting 21 November 2025, the government is rolling out the long-awaited four Labour Codes, which aim to simplify HR rules, protect workers better, and bring more consistency to employment practices across the country. If you run a business, manage HR, or handle payroll, these updates will directly impact how you hire, pay, and manage your team. Let’s break it down in simple… Read More »New Labour Law Changes from 21 November 2025: What Every Employer Should Know

7 Reasons ULIPs Often Outperform Traditional Savings Plans

When it comes to long-term financial planning, most people eventually face a common question: Should I invest in a traditional savings plan or choose something more flexible and growth-oriented like a ULIP? Traditional plans offer stability, but they don’t always match the pace of modern financial needs. ULIPs, on the other hand, blend protection and investment in a way that appeals to today’s investors who want control, transparency, and better… Read More »7 Reasons ULIPs Often Outperform Traditional Savings Plans

Supreme Court Clarifies: Long Stay Doesn’t Make a Tenant the Owner

In a significant ruling, the Supreme Court of India has reiterated that a tenant can never become the owner of a property merely because of a prolonged stay. The verdict, delivered in the case Jyoti Sharma vs. Vishnu Goyal, reaffirms the legal principle that ownership rights arise only through lawful transfer, such as a registered sale deed and not through duration of occupation. The judgment settles a recurring confusion among… Read More »Supreme Court Clarifies: Long Stay Doesn’t Make a Tenant the Owner

Bricks Over Bullion: Why Real Estate Remains the True Path to Wealth

For generations, people have asked one simple question: what is the best way to build lasting wealth? Should you hold on to gold or invest in property? Gold has always represented security and status, but in today’s world, real estate stands out as the smarter, stronger, and more rewarding investment. Here is why owning property continues to be one of the most reliable ways to grow wealth. Real Estate Keeps… Read More »Bricks Over Bullion: Why Real Estate Remains the True Path to Wealth

The Hidden Costs in Mutual Funds Every Investor Should Know

Mutual funds are one of the most convenient ways to grow your wealth. They offer diversification, professional management, and easy access to the market. However, beneath the surface lies a set of costs that many investors tend to overlook. These hidden expenses can quietly reduce your overall returns over time, making it important to understand what you are really paying for. Expense Ratio: The Ongoing Cost You Cannot Ignore Every… Read More »The Hidden Costs in Mutual Funds Every Investor Should Know